Shop Zebit’s Marketplace
Pay Over 6 Months

  • Buy Now Pay Later (BNPL) solution for people with less than stellar credit
  • Never pay more than the price at checkout
  • Shop 1,500+ top brands
  • Get a max of $1,500 for an initial spending limit
  • No FICO® check, hidden fees or “gotchas”
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Why Choose Zebit?


Shop Top Brands

You could get a max of $1,500 in credit to shop at Zebit and spend on the products you want.

Fast and Easy Application

We need to confirm income and identity before offering credit. We won’t check your FICO® score. See Key Terms

No Hidden Fees

Membership is free and we don’t have any “gotcha” fees. The price at checkout is what you’ll pay and not a penny more.

Common Questions

What's the catch?

There isn’t one! The price you see at checkout is the price you pay. Buy now and pay over time. No hidden fees or penalties. It’s that simple.

Will Zebit affect my credit?

Zebit does not pull anything that affects your FICO® score. Zebit obtains information about you from certain specialty credit reporting agencies as part of its verification process, but does not affect your FICO® score. See Key Terms

Am I eligible for Zebit?

Zebit must be able to validate your identity, your income and/or employment, and you must be over 18 years old or of legal age to enter into a contract.

More questions? Check out the FAQ page or email

Credit for Everyday People

You could get a max of $1,500 in credit to shop top brands and your favorite products.