Zebit has a two-step underwriting process for its customers. Zebit verifies your identity, income, and/or employment, to allocate an initial Spending Limit as conditional credit, so you can shop, and we underwrite every purchase attempt at checkout.

There isn’t one! The price you see for each product is the price you pay. Buy now and pay over time. No hidden fees, interest, or penalties. It’s that simple.

Zebit does not pull anything that affects your FICO score. Zebit obtains information about you from certain specialty credit reporting agencies as part of its verification process, but does not affect your FICO score.

Like most retailers, Zebit sources goods at wholesale prices and sells them at retail prices. Zebit’s products may differ from other retailers’ prices, but the price you see at checkout will always be what you pay and never a penny more.