Get up to

$2,500 interest-free credit

Shop millions of products and pay over time. No interest. No fees. No credit check.

Always 0% APR.

Am I eligible?

  • Over 18 years old
  • You are actively employed, retired, or disabled with benefits

Join Now for Free

There's no credit check!

Shop millions of your favorite brands and pay over time.

Join thousands of customers who have shopped at Zebit

I got back an approval within minutes of applying. I was so excited that I hopped up and down in my office.

-Monique R.

Frequently Asked Questions

Am I eligible?

To be eligible for Zebit, you must meet the following criteria:

  • -You are over 18 years old
  • -You are actively employed, retired, or disabled with benefits

Zebit will validate your income and/or employment without a credit check.

How does Zebit make money if it guarantees 0% APR?

Like most retailers, Zebit sources goods at wholesale prices and sells them at competitive retail prices. We are committed to keeping our prices competitive and offering 0% APR to every member.

What’s the catch?

There isn’t one. Zebit is unlike other financing methods that charge penalties and fees or increase interest rates over time. We don’t believe in financing gotchas or bait and switch tactics. When we say no interest and no fees, we mean it.

Will my credit score be affected?

Zebit does not perform a credit check when you register. In 2017, we may report information about your Zebit account to credit bureaus. Consistent, on-time repayment history and positive account status may reflect positively on your credit report and may help raise your credit score. However, late payments, missed payments, or other defaults on your account may also be reflected on your credit report. Other credit reporting questions can be answered here.

What if I miss a payment?

We strive to work with our customers through major life events. If you miss a payment, Zebit will freeze your account and contact you for another form of payment. Contact Zebit as soon as possible and we will work with you to pay off your purchase. You will only owe the purchase price, never a penny more. We will not tack on interest or fees. Once you have paid off your purchase, we will unfreeze your account. There is no credit card or financing option that does this in the industry. Zebit does it because we are committed to you and the partnership we are building together. Our model to offer you 0% credit and competitive retail pricing only works if you pay us back on time.

Apply for up to $2,500 interest-free credit and shop Zebit Market.

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Other questions?

855.449.3248 | help@zebit.com

Monday-Friday 9 AM—9 PM EST

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