Buy Now & Pay Over 6 Months

Get up to

$1,500 to shop thousands of products on Zebit

No membership fees. No hidden fees. No FICO pulled.

Most approved customers receive $750-$1,500 for an initial Spending Limit. Zebit has a two-step underwriting process. Zebit verifies your identity, income, and/or employment, to allocate an initial Spending Limit as conditional credit for you to shop, and then we underwrite every purchase attempt at checkout. Zebit does not approve 100% of orders. Each order is evaluated and underwritten at checkout using a variety of factors to ensure responsible spending. We may temporarily freeze your ability to use your spending limit to encourage responsible buying behavior and allow you time to establish a positive payment history with us.

Financing terms for $1,000 item: Make a 30% down payment of $300.00. $700.00 is financed at 0% APR for 6 months. This is a representative example. See your Retail Installment Contract for details. Purchasing an electronic certificate today or over time will carry an 18% handling fee. So a $200 valued gift card costs $236. Zebit will verify information using certain specialty credit reporting agencies which does not affect your FICO® score. Zebit’s prices may differ than other retailers’ prices. Compare before you shop. Not all customers will be approved for credit.

FICO® is a registered trademark of Fair Isaac Corporation

Join tens of thousands of satisfied Zebit shoppers!

Am I eligible?

  • Over 18 years old or of legal age to enter into a contract
  • Zebit must be able to validate your identity
  • Zebit may verify your income and/or employment

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Zebit does not pull your FICO score.

Zebit will verify information using certain specialty credit reporting agencies, which does not affect your FICO score.

See what customers are saying

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Shop hundreds of your favorite brands and pay over time.

Join thousands of customers who have shopped at Zebit.

I got back an approval within minutes of applying. I was so excited that I hopped up and down in my office.

-Monique R.

Frequently Asked Questions

What’s the process?

Zebit has a two-step underwriting process for its customers. Zebit verifies your identity, income, and/or employment, to allocate an initial Spending Limit as conditional credit, so you can shop, and we underwrite every purchase attempt at checkout.

What’s the catch?

There isn’t one! The price you see for each product is the price you pay. Buy now and pay over time. No hidden fees or penalties. It’s that simple.

Will my credit score be affected?

Zebit does not pull anything that affects your FICO score. Zebit obtains information about you from certain specialty credit reporting agencies as part of its verification process, but does not affect your FICO score.

How does Zebit make money?

Like most retailers, Zebit sources goods at wholesale prices and sells them at retail prices. Zebit’s products may differ from other retailers’ prices, but the price you see at checkout will always be what you pay and never a penny more.

Get a max of $1,500 to shop at Zebit today!

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Other questions?
help@zebit.com

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